Jobs @ Career Consulting Limited
Return to career-consulting-limited.com
People |
|
|
 |
What Students and Parents MUST Know about Student Loans
A student loan helps you get through college. Then youcome out into a high-paying career. It's a greatinvestment in your (or your sons/daughters) future. Student loans generally give you a good deal. You getbelow-market interest rates, and you get a $2500 federaltax credit on interest paid over any period of time(previously first 60 months only) It doesn't matter if the student, or parent takes out theloan; tax deduction remains the same. * Did you know the federal government has a $50 billionstudent loan program ? Not surprisingly, the federal government provides thelargest percentage of student loans. Other student loansmay come direct from colleges, private lenders or stategovernments. One of the key advantages to a federal guaranteed loan isexactly that - it's guaranteed. That means you don't needcollateral. It also means the terms are kinder than atypical lender might offer. Of course, your educationalprogram has to be approved by the government. Types of student loans * Federal Stafford Loan - for undergraduate or graduatestudents A popular and cost-effective source of a student loan.Stafford loans provide low-interest, government guaranteedfunds. Stafford Loans come in two types, subsidized orunsubsidized. Whether or not you're eligible forsubsidized depends on household income. The school ought toadvise on this. For subsidized, the government covers the interest right upto start of repayment i.e. they pay interest incurredduring the course, in deferment and during the grace periodbefore repayment begins. If you qualify for subsidized,it's a great deal For unsubsidized, the student must pay all interestincurred at all times, though they don't start repayinguntil after grace period. * Federal PLUS Loan - for parents of undergraduates Parent Loan for Undergraduate Students (PLUS) allowsparents to take a loan on their Childs behalf. They cancontribute to their Childs future, and get a great low-interest loan with continuing future tax relief. PLUS actually allows parents to borrow the total cost oftheir child's education, minus any grants or otherfinancial aid awarded. All tuition fees, meals, books,transport etc. can be included in the loan. This really is a great deal, and has no income or assetrequirements. Even poor credit history may be overcome.Repayment is flexible, and can include zero payments for upto 4 years. Only one drawback to the Federal Stafford and Federal Plusloan - your school must be approved to participate in theseprograms. If your school isn't approved, then you've gotsome other options... * Banks Many banks offer unsubsidized Stafford loans. You stillget the money, which you must have to attend college, butrepayment options are more limited. Some deals offer youan interest rate reduction if you make payments on time. * State Loans Most states offer guaranteed student loans. Apply directto Banks, who'll administer the State program. It'susually a more expensive way to borrow than Stafford. * College Board Extra Credit Loan Administered by your college. Can be expensive, and bestused only in an emergency e.g. your aid is withdrawn. * Other Loan Sources A number of other sources may be worth trying if you get aproblem with your first choice lenders. AcademicManagement Services affiliates with approx. 2000 schools.AMS pay your tuition fees if you repay them in less than ayear. College Resource Center also has loans available. If your parent served in the military, then a military loanshould be investigated. College can be the experience of a lifetime. A childstarts college as a high school kid, and emerges a fullgrown adult with high-earning potential? But he or she needs money to survive and thrive in college.This article looked at the main sources of student loanfunding, and those sources should be ideal for moststudents and their parents. =========================================================== The right Student Loan makes all the difference to asuccessful college career. Discover important informationon choosing the right student loan, and guaranteeing yourfuture success. Click ==> http://www.college--loans.com/ ** Attn Ezine editors / Site Owners **Feel free to reprint this article in its entirety in yourezine or on your site so long as you leave all links inplace, do not modify the content and include my resourcebox as listed above. If you do use the article please send me a note tojohn@college--loans.com so I can take a look. Thanks. © DigiLectual Inc. 2004 John Williams graduated from college, after taking a student loan to finance his studies.
MORE RESOURCES: Careers University of Northern Colorado February US job openings slip to 7.6M, consistent with a healthy but decelerating job market AP News Supply Chain Lowe's INTERNSHIP - SIMULIA EMAG User Success Dassault Systèmes Careers City of Phoenix (.gov) Working for ICE ice.gov How to use AI to get a job interview and nail it – along with the salary you deserve | Job hunting The Guardian Careers City of Ontario, California (.gov) Careers at Prairie View A&M University PVAMU Home Careers | Home USDA (.gov) Careers at FEMA FEMA.gov Meet a millennial who quit her tech job, temporarily moved to Paris, and started a baking business in NYC Business Insider Careers and Jobs at CRS Catholic Relief Services Careers - MDOT Maryland.gov Careers Baxter Current Job Opportunities City of Keene (.gov) Work at Fairfield Fairfield University Jobs City of Rochester, New York (.gov) Corporate Career Job Areas Target Employment Opportunities | Game Commission Commonwealth of Pennsylvania (.gov) Store Hourly Job Areas Target Careers at USCIS USCIS (.gov) Careers at TWU Texas Woman's University Jobs and Training at FDA fda.gov Work at Butler Butler University Employment | Department of Corrections Commonwealth of Pennsylvania (.gov) Water Services Careers City of Phoenix (.gov) Job Search Results UnitedHealth Group Careers Work With Us National Oceanic and Atmospheric Administration (.gov) Careers at University of Missouri Health Care | University of Missouri Health Care jobs University of Missouri Health Care Careers at Willamette Willamette University Careers Johnson & Johnson Career Opportunities Gilead Sciences Career Opportunities UMHB Finding Your New Career at the City of Phoenix City of Phoenix (.gov) IOM career gateways International Organization for Migration Careers Washington State University Jobs at Liberty University Liberty University Careers BASF Careers at the IOC Olympics.com Careers at Broward Health Broward Health Healthcare Jobs at Novant Health | Novant Health Novant Health Jobs and careers | Veterans Affairs VA.gov Home | Veterans Affairs I landed job offers at Meta, Microsoft, and Google, thanks to this LinkedIn hack anyone can use Fortune Student internships at J&J Johnson & Johnson Careers Career Comeback UBS Future of Jobs Report 2025: The jobs of the future – and the skills you need to get them The World Economic Forum Work for the City of St. Louis City of St. Louis, MO (.gov) Careers WVDE Careers The Ocean Cleanup Ready for your next great job? ADP Careers Our Hiring Process Target UF Health Careers UF Health Careers Careers in data science Johnson & Johnson Careers Job Seekers Illinois Human Resources Careers CrowdStrike Careers KPMG Careers at Union Union College March 2025 Preview: What to Expect in the Jobs Report Center for Economic and Policy Research Career Opportunities Advantage Solutions EPA employees rally in Denver against President Trump’s job and funding cuts Colorado Public Radio Careers at Balfour Beatty Balfour Beatty Jobs for Veterans and transitioning military VA Careers (.gov) Job Opportunities Bellevue School District Talent Solutions CBIZ The Job Market Is Frozen The Atlantic Careers Euromonitor Interview Guide and Tips Target Provincial Government Job Opportunities Government of Prince Edward Island Current opportunities Turner & Townsend Recorded Video Interviews Target Why hasn’t AI taken your job yet? Financial Times RESTORING ACCOUNTABILITY TO POLICY-INFLUENCING POSITIONS WITHIN THE FEDERAL WORKFORCE The White House (.gov) Work at UI Health Care | University of Iowa Health Care University of Iowa Health Care Medical Center Surging job market could prove costly for households, businesses as odds of quick rate cuts fade AP News WORK AT LVMH LVMH Careers at Jacobs Jacobs Work with us JPMorganChase |
|
|
|
RELATED ARTICLES
Supplement Your Skills and Improve Your Work Position It is often said that the majority of people are but a few checks away from homelessness. Without a consistent income, this may be a true statement. Top 10 Super Job Interview Tips Use these interview tips for job hunting success!It's a tough job market out there today. And gettingthe job you want requires more than just a killerresume. Career Advice On Freelance Writing Jobs Sometimes the freelance writing jobs available are those that no one wants. Or, they are those that new businesses are looking to fill. Job Security Is Dead! Are You? Job security is an out dated concept. The idea is nice: The longer an employee works for a particular company, the more valuable that person becomes to the company in question. Personal Contacts: The Key to Successful Networking When the word "networking" is used, we tend to think of upwardly mobile college graduates with a bursting day timer in hand chatting up the competition at business meetings, conventions, or workshops. The average blue/pink/white collar worker disconnects, feeling that they could never be that pushy, don't know enough people to even start the attempt, and that the method only works in competitive business environments. Getting Your Online Health Care Administration Degree Are you thinking about getting your online health care degree but don't know where to start? Afraid of choosing the wrong college or school? Here's a simple guide to help you get started building the career that you've always wanted.Making the decision to get your online health care degree is not any easy one. How to Write a Scientific Resume You're a scientist, you're very well educated, you're intelligent, and so writing your own résumé should be easy, correct? I mean, how hard could it be? Especially if you have written your own thesis or dissertation in the past, you may feel that you can save the $300 bucks (or however much it costs, even if it is a tax deduction!) and simply do it yourself. The answer to this may surprise you?Sometimes you can write your own résumé, and write it well. The Recruiting Truth...Time Is Not On Your Side In today's marketplace things are constantly changing and so are the needs of just about each and every organization. Whether your company is growing organically or inorganically, whether your company is growing domestically or internationally or for one reason or another you just have pain, your organization must be in a position to attract top talent and attract it quickly! But attracting it is only the first part of the equation. Seven Steps to Better Networking If published statistics are accurate, employment agencies and search firms fill about 20% of all jobs in the US. Job boards fill anywhere between 2% and 8%. Speak Up: Your Job Is At Stake! How good are you at standing up for yourself?Do you run the other way when done an injustice or when someone steps on your proverbial toes?How do you react?Now's the time to speak up and stand your ground! If you've never done this, you need to master this skill.How many of you watched the "The Apprentice?" While the show is not the ultimate mirror of corporate life or a guide on how to be promoted, my clients have cited specific show episodes to highlight weaknesses they'd like to improve. The Squirrel Effect An industrious black-tailed ground squirrel has his home beneath a stump not far from my office window. I've been watching him squirrel away provisions for winter. Seminars: Why Are They Popular, and What Advantages/Disadvantages Are There to Attending One? Seminars dealing with "special topics" have actually been around for decades, and are an older form of marketing and information exchanges, that have seen quite a resurgence of interest in the past ten years.Seminars are simply a group of people coming together for the discussion and learning of specific techniques and topics. 10 Warning Signs That You're Ready for a Career Transition 1. You dread getting out of bed and going to work. Do Dream Jobs Really Exist? More than four out of ten thirtysomething professionals want to change careers, but feel trapped and don't believe that they will, a new study shows.More thirtysomethings than ever before are feeling disillusioned with their careers and openly acknowledge that they'd like to move into something more rewarding and fulfilling. How to Think Like a Headhunter to Find Your Dream Job! In this ever changing world, we need to think out of the box to get ahead. This true for anything you do in life. I Just Lost My Job: How Am I Going To Tell My Kids? One of the responsibilities of a human resources professional is to let employees know that their job has been eliminated. It is seldom easy to do and often painful for the person who is hearing the news. Ten Great Careers That Don't Require A Four Year Degree One of the great myths associated with the "American Dream" is that you need to have a four-year college degree to be successful. As the economy has shifted to the information age, with a greater reliance on technology and services, this belief applies less and less. When Your Job Goes Away: Seven Tips Q. "What do I do after a job goes away?"A. Need a Job? Put a Gun to Your Head A legendary marketing genius once said that, if he had to write a killer sales letter, he would imagine he had a gun pointed at his head and that he would be shot if his advertising didn't deliver.This motivated him to create some of the world's most-profitable ads. Tips for Building a Successful Career 1. Develop excellent work habits - for example, meet deadlines and don't procrastinate.
|
|
|
| © Career Consulting Limited.com 2011
|