|
What is Workers Compensation Fraud
What is Fraud Fraud occurs when a person knowingly or intentionally conceals, misrepresents, and makes a false statement to either deny or obtain workers' compensation benefits or insurance coverage, or otherwise profit from the deceit. The key to conviction is proving in court that the misrepresentation or concealment occurred knowingly or intentionally. Premium fraud and benefit fraud are the most common types of workers compensation fraud. Premium fraud is usually committed by an employer who misrepresents the amount of payroll or classification of employees, or who attempts to avoid a higher insurance risk modifier by transferring employees to a new business entity rated as a lower risk category. Benefit fraud is usually committed by: a worker who works full time at an unreported job and draws benefits when he or she is supposed to be unable to work, or when a worker fakes an injury; a health care provider or attorney who assists the worker in fraudulent schemes, participates in double billing or bills for services not provided. An insurance carrier commits fraud if documents are intentionally falsified in order to deprive benefits. Fraud Indicators Fraud indicators do not mean fraud has occurred, but they may require a closer review of the claim or application. Employer fraud indicators include but are not limited to: classification codes not consistent with duties normally associated with the employer's type of business, for example, a construction company that reports mainly clerical classifications payroll information on the insurance application inconsistent with payroll reported to the Workforce Commission, much larger premium paid for the previous year's policy small payroll reported by a large company or employee leasing company frequent addition and cancellation of coverage, especially if several business entities appear to be owned or controlled by the same person or group. Employee fraud indicators include but are not limited to; injuries that have no witness other than the worker, injuries occurring late Friday or early Monday, injuries not reported until a week or more after they occur, injuries occurring before a strike or holiday, or in anticipation of lay off or termination, injuries occurring where the worker would not usually work, injuries not usually occurring in the particular job description, for example, a secretary injured when lifting a heavy object, worker observed in activities inconsistent with the reported injury, worker history of workers compensation claims, conflicting diagnosis from subsequent treating doctors, any evidence of working elsewhere while drawing benefits. Attorney/health care provider fraud indicators include; receiving bills or explanation of benefits for services from health care providers, insurers or attorneys that seem unnecessary or fictitious boilerplate medical reports, or reports that are merely copies of previously submitted reports, treatment dates on holidays for non-emergency situations, bills from a health care provider or attorney that present an unreasonable amount of hours per day, complaints from the worker that the attorney is (never) available although the attorney files fee affidavits for services, attorney relationship with a health care provider that appears to be a partnership in handling workers' compensation claims. Do not modify this articleWorkers Compensation Law Workers Compensation Law - information to help you understand your rights and obligations.webmaster@worker-comp-law.com
MORE RESOURCES:
Jobs City of Rochester (.gov)
Careers Washington State University
Careers Gwinnett County Public Schools
JobFeed NSW Department of Education
|
|
|
|
RELATED ARTICLES
Loving What You Do
Man is a social animal and survival is his major need. There are needs that he needs be fulfill.
Preventing The Runaway Candidate
Municipal and law enforcement officials in Georgia are still calculating the final costs associated with the "runaway bride". Much like the runaway bride, the "runaway candidate" can have a devastating effect upon a potential employer.
So You Want To Be a Nurse When You Grow Up?
You're interested in becoming a nurse. How do you get into the field? First of all, you need to assess your basic interest.
The Network Within
When you hear the word "networking", what comes to your mind first?You probably think about going to a job fair or asking all of your friends, family members and acquaintances for jobs.But if you are currently employed, you might very well have easy access to one of the best networks you can have.
It May Be Time to Walk in an Employers Shoes
If you are in a job search and aren't receiving viable hits, it's time to walk a mile in an employer's shoes. Okay, I realize what you may be thinking.
Dont Be Defeated - Be Empowered
Taking a job out of fear and desperation will never satisfy you for very long, nor will it last all that long either, and before you know it your back to square one. As I said; a job is nothing more than "just over broke", and who wants to live like that!I realize how desperate situations in life can be; I lived that existance for many years, fighting and struggling just to make ends meet, if I was lucky.
Layoff Survival Guide - Do You Have The Career Management Horsepower It Will Take To Survive?
In a recent survey of over 662 career seekers, some disturbing trends identified that MOST career seekers don't have a clue what career management skills they have or what those skills are! As a result, it will be difficult for these career seekers to succeed.In fact, only 71% of the respondents recognized they had any career management skills at all! That's why they are particularly vulnerable to future layoffsBefore skipping to the answers, try your hand at identifying YOUR career management skills.
Brainteasers: Or, How Many Crazy Interview Questions Does It Take to Get Hired?
You've looked at all the job interview tips and techniques. Did your homework and studied all the potential employer interview questions you may be asked.
Goal Setting - Road Map To Achieving Your Career Goals
Goal Setting & ResearchYou can only set informed career goals if you acquire plenty of information about the career choices open to you. This will require research which can be conducted online or through a local library.
Tales from the Corporate Frontlines: Career Opportunities for New Graduates
Tales from the Corporate Frontlines: Career Opportunities for New GraduatesThis article relates to the Career Opportunities competency and explores issues such as internal growth opportunities, potential for advancement, career development importance, and the relationship between job performance and career advancement. Evaluating the Career Opportunities competency in your organization will determine whether your employees believe they have a chance to grow within the organization.
10 Steps to Escape the Job World and Create the Life You Really Want
1. GET THE POINT - OF LIFE, THAT IS.
From Bumbling Bosses to Cranky Co-Workers - How to Overcome What Makes You Hate Your Job
I'll be the first to admit that I hated my job. It took many years for me to come to this realization since I kept accepting promotions in the hopes that the awful ache inside of my chest would go away.
Looking for a Qualified Medical Billing Specialist
Families, mothers, employers, and medical practices all interact in one way or another with a medical billing specialist. When medical billing is required, a qualified medical billing specialist can help you process your claim quickly and thoroughly.
Career Advice: Are Resumes Obsolete As A Primary Job Search Tool?
In a day of background checks, pre-employment drug screening and multiple interviews, where do resumes fit in? According to many successful job applicants, not very well. An ever-increasing number of new hires say that resumes were not crucial in landing them the job.
Women Who Quit Work Abrubtly After Childbirth - Are You the Type?
According to statistics one out of every five pregnant women will not return to work. Quitting abruptly after childbirth could wreak havoc on your finances, your career and even your relationship with your partner.
Continuing Professional Development
Continuing professional development (CPD) is promoted by the CIPD to support the systematic development and accreditation of its members. The aim is that the continuing search to improve knowledge and skills through exposure to new experiences benefits both the individual and the business.
So, What Do You Do For Work?
I remember being asked this question a lot when I was dissatisfied with my career. My usual strategy would be to give a pat answer and immediately turn the question back on the person who asked it.
Thank-You Notes: An Integral Part of Your Career Design
There is one little practice that is vital to generating the interest of potential employers. It is critical, but very few job seekers actually do it.
Cracking the Connection Code: Networking for the Introverted
We've all heard it before: "Just get out there and network!" If it was that easy, we would already be doing it. So why is it so hard? Well, you're an introvert, aren't you? Enough said.
Find A Job In A Fast Growing Field Using Labor Market Information For Your State
The question confronting most people who want to find a job is "what's a good paying job with growth potential?"At one time, the Conestoga wagon building trade boomed as people joined the wagon trains heading west.Today, the boom is long gone and those wanting to find a job with a future will most likely wish to stay away from such a field.
|