Jobs @ Career Consulting Limited
Return to career-consulting-limited.com
People |
|
|
 |
Identity Theft and Your Online Job Search
While identity theft is nothing new, the Web has opened up whole new world of opportunity for identity thieves. According to the FBI, identity theft is the top online fraud. The U.S. Federal Trade Commission says that identity theft is it's number one source of consumer complaints - 42 percent of all complaints, in 2001. The thief will use your personal information to open credit card accounts, cell phone accounts, open bank accounts in your name and write bad checks-leaving the victim with the bills and ruined credit ratings. Identity thieves may pose as representatives of banks, Internet service providers and even government agencies to get you to reveal your Social Security number, mother's maiden name, financial account numbers and identifying information. In a recent article (http://www.msnbc.com/news/830411.asp), MSNBC reported the case of a man who fell victim to a fraudulent job listing that was posted at Monster.com. According to the article: "It was just the job lead Jim needed: a marketing manager position with Arthur Gallagher, a leading international insurance broker. And only days after Jim responded to the job posting on Monster.com, a human resources director sent along a promising e-mail. We're interested in you, the note said. The salary is negotiable, the clients big. In fact, the clients are so valuable and sensitive that you'll have to submit to a background check as part of the interview process. Eager for work, Jim complied- and sent off just about every key to his digital identity, including his age, height, weight, Social Security number, bank account numbers, even his mother's maiden name." Jim spent the day canceling his credit cards, checking his balances and contacting the credit bureaus, but he's concerned that his information is now "out there". There are warning signs that can tip you off to fraudulent job listings. While these items don't necessarily mean that the listing is a scam, they are indications that you should do further checking. --Incorrect grammar and spelling errors --Phone or fax number area codes don't match the address given --Unrealistic salary Online job databases are not the only places that identity thieves cruise for personal information. In recent indictments across the U.S., individuals have been charged with obtaining and using personal information through various ways. In Miami, two individuals were indicted for illegally tapping the computer networks of restaurants using the cover of a dummy corporation. A clerical worker at the New York State Insurance Fund pilfered office files and used stolen identities (of people across the country as well as fellow office workers) to obtain goods and services. A phlebotomist at Kaiser Permanente admitted to using the personal information of patients and employees in order to open credit card accounts in various names. Recently, an FTC investigation into a work-at-home scheme spawned an incredible "scam-within-a-scam" when a man pretending to be an FTC employee emailed hundreds of the scam's victims. He requested personal information stating that it was to be used as evidence in the case. While it's impossible to completely eliminate the chances of becoming a victim, you can minimize the risk by putting the following to practice: --If a would-be employer asks you for any personal information you should ask them for their contact information and then separately look up the company's information and contact them to verify that they actually exist. While it's not unusual for an employer to ask for certain work-related information (like your work history and former employers), it is not appropriate for them to ask for personal information (like a social security number) unless you are actually being hired (and you've checked them out to make sure they're legitimate). Even then, you should never be asked for financial information such as a credit card number. --On online resumes, never include your social security number and keep even your work history brief. --Check your credit card statements often. Believe it or not, many people never even check them! --Be sure to follow up with creditors if your bill doesn't arrive on time. A missing credit card bill may mean that an identity thief has changed your billing address to cover their tracks. --Order your credit report from one of the major credit bureaus each year and verify that everything is correct. What to do if you've been a victim of identity theft: The FTC maintains Consumer Sentinels Identity Theft Data Clearinghouse, the nations repository for identity theft complaints. The FTC established the Identity Theft Toll-Free Hotline, 1.877.IDTHEFT (1.877.438.4338) and the ID Theft Website (www.consumer.gov/idtheft) to give identity theft victims a central place to report their problems and receive helpful information. The Internet Fraud Complaint Center (IFCC) is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C). You can use their online system to file a complaint. Sharon Davis is the owner of http://www.2Work-At-Home.Com, http://www.WorkAtHomeArticles.net and the Editor of the site's monthly ezine, America's Home. In her spare time she reminisces about what it was like to have spare time. To subscribe to her free ezine, click Here:http://www.2work-at-home.com/subscribe.shtml This article may be reproduced providing it is published in it's entirety, including the author's bio. For a text version via autoresponder, send a blank email to mailto:identity@sendfree.com
MORE RESOURCES: Report: community college students need more career guidance Inside Higher Ed Will Artificial Intelligence Steal My Job? | On Careers | U.S. News U.S News & World Report Money The energy transition’s effects on jobs MIT Technology Review Careers - Human Resources Kennesaw State University Workers eager to fill 3,000 Las Vegas jobs to build Brightline Fox 5 Las Vegas I landed a dream job at Apple and left after 2 years Business Insider Jobs and Training at FDA FDA.gov Careers at TWU | The Office of Human Resources | TWU Texas Woman's University Tesla mass layoffs impact Bay Area, with over 2,750 jobs lost San Francisco Chronicle Careers Fred Hutchinson Cancer Center Careers Micron Careers at FEMA FEMA Careers | Job Opportunities | MaineHealth MaineHealth Careers at Bucknell Bucknell University Industry sells workers on ag jobs The Western Producer Career Paths FEMA Job Search Results - Careers at UnitedHealth Group UnitedHealth Group My career race is in the home stretch, here's what I know Financial Times Green careers report: Understanding green jobs and their increasing demand The Economic Times Employment USC Upstate Veterans and transitioning military | VA Careers VA.gov Home | Veterans Affairs Data indicates a strong job market but some employment seekers — even those with a Ph.D. — say they struggle Yahoo Finance What Researchers Discovered When They Sent 80000 Fake Résumés to U.S. Jobs The New York Times Careers Smith College Grécourt Gate Permanent Full Time FEMA Careers at NATO NATO HQ Apply for a Job The City of Vancouver, WA Despite lagging performance, California expected to avoid recession Los Angeles Times Chesapeake Public Schools Employment Opportunities Chesapeake Public Schools Careers at USI University of Southern Indiana Careers Medline Newsroom Work for Us (U.S National Park Service Careers The Ocean Cleanup Careers at Air Liquide Air Liquide Another month of robust US job growth points to continued economic strength The Associated Press Careers | US Forest Service USDA Forest Service Lawsuit claims Sheetz denied employment to class of job applicants because of their race WPXI Pittsburgh Careers in mental health services : Career Outlook: U.S Bureau of Labor Statistics Careers Technip Energies Overemployed workers don't feel guilty working multiple remote jobs Business Insider Early careers UBS AI Will Transform the Global Economy. Let's Make Sure It Benefits Humanity. International Monetary Fund Careers CPKC Strong growth projected in mental health-related employment : The Economics Daily: U.S Bureau of Labor Statistics Work Here UnitedHealth Group Careers at Christie's Christie's Careers with Impact IFC Press Releases CoinGecko Careers: Careers at CoinGecko CoinGecko Early Careers | Mondelēz International, Inc. Mondelez International Best job site of 2024 TechRadar Education and Development WellSpan Health Opinion | The A.I. Economy Will Make Jobs More Human The New York Times John Lewis publishes job interview questions to aid preparation Personnel Today Jobs home Mitie Upgraded National Career Service portal to give job market a fillip Business Standard 40 Best Travel Jobs To Make Money Traveling (They Really Exist!) Expert Vagabond Find a Role Bain & Company Exploring green careers The Star Online Careers at UNHCR UNHCR Jobs Energy.gov Careers City of Somerville Employment Opportunities Unity Health Toronto Careers | City of Norfolk, Virginia - Official Website City of Norfolk (.gov) Jobs at Parks Canada Canada.ca Departments - Human Resources - Job Openings and Descriptions City of Round Rock Careers & Employment Pinellas County ADM Job Openings Unlocking Nature. Enriching Life. | ADM City Jobs charlottenc.gov Current Job Openings Pinellas County Find your next job at UC University of Cincinnati Careers – Official Website of Arlington County Virginia Government - Advisory Groups & Commissions Careers – Official Website of Arlington County Virginia Government Advisory Groups & Commissions Careers | University of North Dakota UND Events Calendar Careers at VA - U.S. Department of Veterans Affairs Veterans Affairs KCMO Career Center | CITY OF KANSAS CITY | OFFICIAL WEBSITE City of Kansas City (.gov) Careers at King County King County |
|
|
|
RELATED ARTICLES
How to Negotiate The Best Salary and Benefit Packages Salary and Benefits NegotiationOne of the most difficult aspects of job searching for many people, especially those who are just starting out or who are making a mid-career change, is actually the salary and benefits negotiation aspect. This is true partly because some people are just naturally uncomfortable with negotiation in general and also because they may not feel knowledgeable enough about the job market to be able to effectively negotiate for better pay and benefits. Hair Dressing as a Career Since the world started hair has been a very important aspect of individual personality and with the change in time hair has emerged as a big form of self expression for both men and women.In todays world everyone wants to look beautiful, everyone wants to get compliment from their friends and its a well known fact that when you look good you feel good and then you work better. The Night Worker In the process of musing about our perennially awake world for my Social Psych blog, I started to think about our present work world and how its operations have changed the lives of millions of workers.I manage a 24/7 emergency crew (mental health). 5 Ways to Profit From No Child Left Behind (NCLB) The No Child Left Behind Act of 2001 (No Child Left Behind) is designed to reform and improve student achievement and change the culture of America's schools. According to this reform act each state must measure every public school student's progress in reading and math in each of grades 3 through 8 and at least once during grades 10 through 12. Hospital Staff at Great Risk of Attack and Injury Whilst at Work There are millions of people working extremely hard every day in the UK to ensure that the public are healthy and recover from illness or accidents. Countless medical staff around the country study hard to become doctors and nurses and then work long hours and endure stressful situations in order to save the lives of men women and children every day. The Fallibility of Psychological Testing Psychological Testing has become rampant across industries, more so inthe case of Information Technology, BPOs and ITES companies. Thesetests are used to 'throw up' personality profiles and competencydescriptions that would help companies recruit the 'right' candidate. Get Paid to Shop And Keep Everything You Buy - Without Having to Pay! Can You Tell Good Service From Bad; Recognise Value For Money; Compare Prices, Staff Efficiency, Product Range, Customer Service Between Rival Firms?If so you might easily find work as a 'Mystery Shopper' and be paid to comment on service in shops, banks and building societies, hotels, cinemas, veterinary surgeries, restaurants, even on long distance flights and holidays.Poor service is the number one reason customers turn their back on a business and start shopping elsewhere. Moving Without A Job: Should You Move to the Location of Your Dreams and THEN Look for a Job? Moving without a job will challenge your identity -- but for some people, it's the best way to go.Here are some ways to deal with the question. Four Simple Steps To Better Results With Your Resume Is every job description you read the same? No.Is every job you submit your resume to the same? Of course they aren't. Employment Screening Today - Are Online Database Searches Enough? In today's employment environment, HR managers are faced with the monumental duty of hiring and maintaining, as well as the ongoing development, of employees. But the single most difficult task lies first in hiring the right people. Back to School for a Career Change Q. I hate my job as a computer consultant. Adapting To Change In A Changing World Have you learnt a new skill or improved upon your existing skill in the last six months to one year?According to the world acclaimed management guru and Writer Professor Peter Drucker - "The only skill that will be important in the 21st century is the skill of learning news skills. Everything else will become obsolete over time. Relocation Issues...Who Will Pay? In light of recent unemployment figures, and a continual downturn in the labor market, many unemployed professionals are finding themselves in a bind when their benefits or severance packages are depleted. It is not easy to compete with 300-600 resumes for one job. How to Make More Job Contacts Faster, through Viral Marketing Are you in the job market? Sick of every blog-byte cramming down your throat that you have to get out there and network? Feel like your traditional networking efforts have turned into a self-destructive waste of time? Online Social Networking (OSN), a form of viral marketing, is a better way to hook up to opportunity. Done right, it'll do wonders for your self-esteem and warp-speed your contact development. How to Feel Satisfied in Your Career Many people turn a beloved hobby into a vocation. They have a gift, a talent screaming for expression. What To Do When Your Boss Is a Butthead I've never worked for a boss I didn't like or respect. Sure, some were better than others, but I never considered quitting my job because of a bad boss. Are You Taking Your Inner Brat to Work? Is your inner brat taking over your job? Everyone has an inner brat. It's the part of us that's still a 2-year-old. Interview Thank-You Letters The number one etiquette tip for interviews is writing a thank-you letter. This is not a tool commonly used by job seekers right now. Do Your Very Best in All Things -- Because Someone Is Looking.... Your job is to rise ABOVE the challenge. Do more than is expected. Networking Masterclass - Part 2 Practicing Altruism Practicing Altruism The 'Golden Rule' occurred in the Greek and Chinese cultures thousands of years before the Christian era: "Do unto others as you would have them do unto you." The spirit of the Golden Rule is one of generosity and altruism and is at the heart of any personal networking and 'right' living.
|
|
|
| © Career Consulting Limited.com 2011
|